16403 ZIP Code — Cambridge Springs, PA

Crawford County, Pennsylvania

ZIP code 16403 is located in Cambridge Springs, Pennsylvania, within Crawford County. It covers approximately 90.66 square miles and serves a population of 6,980 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 814.

About ZIP code 16403

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $149,800. Owner-occupancy is high at 83%, well above the national average.

Median household income is $67,847. SNAP benefit usage at 18% of households reflects economic stress in the area. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 16403 reflects a community defined by high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

6,980

population

90.66

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

16403 ZIP code map

Cities in ZIP code 16403

Below are the cities the US Postal Service accepts for ZIP code 16403. Using any city not on this list may result in mail delivery delays.

City	Status
Cambridge Springs	Acceptable
Cambridge Springs	Preferred

Nearby ZIP codes

16440 Venango (3.7 mi) 16433 Saegertown (4.9 mi) 16444 Edinboro (7 mi) 16412 Edinboro (8.5 mi) 16360 Townville (11 mi) 16388 Meadville (11.1 mi) 16335 Meadville (11.4 mi) 16327 Guys Mills (11.6 mi) 16441 Waterford (12.2 mi) 16426 Mc Kean (13.9 mi) 16438 Union City (14 mi) 16404 Centerville (15 mi)

Demographics updated 05/2026

Population
Total population	6,980
Population density	77 / sq mi
State FIPS	42
County FIPS	039

Geography
Land area	90.66 sq mi
Water area	0.38 sq mi
Latitude	41.7853
Longitude	-80.0574
Timezone	Eastern (ET)
Area code	814

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.8%	48.0%	39.8%
$50k – $100k	33.1%	34.6%	30.8%
$100k – $200k	19.7%	14.8%	22.4%
Over $200k	3.4%	2.6%	7.1%

Demographics & statistics

6,980

Population

People per sq mi

40.2

Median age

$67,847

Median household income

$28,537

Per capita income

$149,800

Median home value

$628

Median monthly rent

83.2%

Home ownership

10.3%

Poverty rate

4.0%

Unemployment

2,217

Housing units

22.4%

Bachelor's or higher

Age distribution

Male Female

200

Under 5

263

194

5–9

254

155

10–14

204

157

15–19

207

144

20–24

188

407

25–34

535

488

35–44

641

397

45–54

520

201

55–59

264

203

60–64

267

282

65–74

369

145

75–84

190

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,510	21.6%
18 and over	5,470	78.4%
65 and over	1,091	15.6%
Median age	40.2 years

Race & ethnicity

White 92.4%

Black or African American 2.4%

Hispanic or Latino 2%

Two or more races 2%

Other race 0.6%

Asian 0.4%

Native Hawaiian / Pacific Islander 0.2%

American Indian / Alaska Native 0.1%

Group	Count	%
White	6,580	92.4%
Black or African American	173	2.4%
Hispanic or Latino	141	2%
Two or more races	141	2%
Other race	43	0.6%
Asian	25	0.4%
Native Hawaiian / Pacific Islander	14	0.2%
American Indian / Alaska Native	4	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.8%	48.0%	39.8%
$50k – $100k	33.1%	34.6%	30.8%
$100k – $200k	19.7%	14.8%	22.4%
Over $200k	3.4%	2.6%	7.1%

Under $10k 2.8%

$10k–$15k 5.6%

$15k–$25k 9.3%

$25k–$35k 11.4%

$35k–$50k 9.6%

$50k–$75k 16.6%

$75k–$100k 13.4%

$100k–$150k 19.4%

$150k–$200k 6.5%

$200k+ 5.4%

Range	% of households
Under $10k	2.8%
$10k–$15k	5.6%
$15k–$25k	9.3%
$25k–$35k	11.4%
$35k–$50k	9.6%
$50k–$75k	16.6%
$75k–$100k	13.4%
$100k–$150k	19.4%
$150k–$200k	6.5%
$200k+	5.4%
Median income	$67,847

Housing

Home values

Under $50k 9.2%

$50k–$100k 17.5%

$100k–$150k 23.4%

$150k–$200k 22.0%

$200k–$300k 17.7%

$300k–$500k 9.5%

$500k–$1M 0.7%

Housing overview

Metric	Value
Median home value	$149,800
Median rent / month	$628
Owner occupied	83.2%
Renter occupied	16.8%
Vacant	11.4%
Single-family detached	79.5%
Large apartment buildings	1.8%
Mobile homes	10.2%
Median rooms	6.3
Avg household size (owned)	2.81

Year built

Era	%
2020 or later	0.1%
2010–2019	4.1%
2000–2009	9.9%
1990–1999	14.7%
1980–1989	8.3%
1970–1979	11.7%
1960–1969	6.4%
1950–1959	5.6%
1940–1949	3.5%
1939 or earlier	35.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.6%
1 bedroom	11.0%
2 bedrooms	17.0%
3 bedrooms	47.7%
4 bedrooms	16.2%
5+ bedrooms	6.5%

Vehicles per household

Vehicles	% of households
No vehicle	7.3%
1 vehicle	23.1%
2 vehicles	42.8%
3 or more	26.8%

Heating fuel

Fuel type	%
Utility gas	33.8%
Electricity	14.2%
Propane / LP gas	19.9%
Fuel oil	8.5%
Wood	8.2%
No fuel used	1.2%

Households & families

Household type	Count	%
Married-couple family	1,250	54.2%
Cohabiting couple	166	7.2%
Male householder, no spouse	365	15.8%
Female householder, no spouse	526	22.8%
Households with children under 18	735	31.9%
Households with seniors (65+)	758	32.9%
Average household size	2.65

Marital status

Status	Male	Female
Never married	28.9%	30.4%
Married	56.1%	43.5%
Separated	3.6%	2.7%
Widowed	2.9%	10.2%
Divorced	8.5%	13.1%

Education

Less than 9th grade 4.2%

Some HS, no diploma 10.8%

HS graduate 42.0%

Some college, no degree 13.3%

Associate's degree 7.2%

Bachelor's degree 13.7%

Graduate / professional 8.7%

Metric	%
HS diploma or higher	85.0%
Bachelor's or higher	22.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	53	4.2%
Kindergarten	145	11.6%
Elementary school	568	45.5%
High school	289	23.2%
College / grad school	193	15.5%

Employment

Industry of employment

Education & healthcare 21.3%

Manufacturing 18.4%

Retail trade 11.0%

Construction 8.3%

Professional & management 7.5%

Transportation & utilities 7.2%

Arts, food & hospitality 6.9%

Public administration 6.3%

Other services 4.5%

Finance & real estate 3.2%

Agriculture & mining 3.0%

Information 1.3%

Wholesale trade 1.2%

Occupation

Category	%
Management, business & arts	32.6%
Service	20.2%
Sales & office	15.1%
Natural resources & construction	11.7%
Production & transportation	20.4%

Employment type

Type	%
Private sector	80.6%
Government	13.0%
Self-employed	6.1%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	83.9%
Carpool	7.8%
Public transit	0.1%
Walk	2.2%
Work from home	4.9%
Other means	1.1%
Avg commute (minutes)	25.5

Poverty

All people 10.3%

Under 18 years 11.4%

18 and over 9.9%

Married-couple families 2.8%

Female-led households 38.8%

Income support

Source	% of households
Social Security	34.6%
Retirement income	29.4%
Supplemental Security	6.8%
Cash public assistance	2.7%
Food stamps / SNAP	17.9%

Health indicators

Condition	%
Obesity	32.6%
High blood pressure	30.7%
High cholesterol	31.0%
Diabetes	9.5%
Heart disease	5.9%
Stroke	2.8%
Asthma	10.7%
Arthritis	25.8%
Kidney disease	2.7%
Pulmonary disease	7.4%
Cancer	6.2%

Behavior / access	%
Smoking	21.3%
Binge drinking	19.3%
No physical activity	24.6%
Less than 7 hrs sleep	36.7%
Depression	23.7%
Fair or poor health	14.5%
Poor mental health	17.2%
Poor physical health	11.0%
No health insurance	11.1%
Visited doctor (checkup)	77.3%
Visited dentist	62.5%
Cholesterol screening	88.5%
Teeth loss	15.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	417	7.6%

Disability	%
Any disability	13.2%
Under 18	3.2%
18–64 years	11.1%
65 and over	35.1%

Health insurance coverage

Type	%
Private insurance	64.1%
Public insurance	39.8%
No insurance	9.6%
Uninsured under 19	13.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,517	93.4%
Spanish	73	1.1%
Other Indo-European	25	0.4%
Asian & Pacific Islander	48	0.7%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,895	98.8%
Born in same state	6,844	98.1%
Born in different state	5,834	83.6%
Foreign born	51	0.7%
Naturalized citizen	85	1.2%
Not a US citizen	70	82.4%

Ancestry

Ancestry	Count	%
Italian	890	12.8%
French	710	10.2%
Arab	372	5.3%
English	78	1.1%

Ancestry	Count	%
Irish	28	0.4%
Norwegian	17	0.2%
Polish	14	0.2%
German	2	0%

Technology access

Metric	% of households
Computer access	33.1%
Internet access	90.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 16403

What city is ZIP code 16403 in?

ZIP code 16403 is primarily assigned to Cambridge Springs, Pennsylvania.

What county is ZIP code 16403 in?

ZIP code 16403 falls within Crawford County, Pennsylvania.

Is ZIP code 16403 mostly owner-occupied?

83% of occupied units in ZIP code 16403 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 16403?

The median home value in ZIP code 16403 is $149,800.

What is the population of ZIP code 16403?

ZIP code 16403 has an estimated population of 6,980 residents, with a density of 77 people per square mile.

What is the median household income in ZIP code 16403?

The median household income in ZIP code 16403 is $67,847, below the national median of ~$75,000.

What timezone is ZIP code 16403 in?

ZIP code 16403 observes the EST timezone.